Stripe fee calculator
A $10 card payment on Stripe in the US costs $0.59 (2.9% + 30¢), so $9.41 reaches you. Pick a card type below to see the fee for any amount, or switch to the second mode to find the price you must charge to receive a set amount. It runs in your browser and sends nothing anywhere.
| Line | Amount |
|---|---|
| Customer pays | $10.00 |
| Stripe fee | $0.59 |
| Sendclap fee | $0.00 |
| You receive | $9.41 |
| Fees as a share of the payment | 5.9% |
What you receive on a US card
These are worked out from 2.9% + 30¢ for a domestic US card, with a payment of each size paid out to a US Stripe account. The calculator above gives the same numbers.
| Customer pays | Stripe fee | You receive | Fee share |
|---|---|---|---|
| $10 | $0.59 | $9.41 | 5.9% |
| $20 | $0.88 | $19.12 | 4.4% |
| $50 | $1.75 | $48.25 | 3.5% |
| $100 | $3.20 | $96.80 | 3.2% |
The fixed 30¢ is why small payments lose the most: it is 3% of $10 but 0.3% of $100.
How the fee is worked out
Stripe charges a percentage of the payment plus a fixed amount for each successful card payment, so the fee is the amount times the percentage, plus the fixed part. What you receive is the amount minus the fee. In the second mode the calculator solves it the other way: to receive R when the rate is r and the fixed fee is f, the customer pays (R + f) ÷ (1 − r), rounded up to the next cent so you never receive less than you asked for.
When you add Sendclap, its flat 1% of the payment is taken on top of Stripe's processing fee, as described on how the 1% fee works. Crypto payments to Sendclap carry only the 1% and no card fee.
Where the rates come from
The UK and EEA rates were read from Stripe's own pricing pages, stripe.com/gb/pricing and stripe.com/ie/pricing, on 2026-11-15. The US rate of 2.9% + 30¢ is the one Sendclap uses everywhere else on this site; Stripe's US page could not be read from our server, which is shown the euro version of it, so check stripe.com/pricing for yours.
- UK account: 1.5% + 20p for standard UK cards, 2.8% + 20p for premium UK cards, 2.5% + 20p for EEA cards, and 3.15% + 20p for international cards.
- EEA account (Ireland's page): 1.5% + €0.25 for standard EEA cards, 2.8% + €0.25 for premium EEA cards, 2.5% + €0.25 for UK cards, and 3.15% + €0.25 for international cards.
- Both add 2% when currency conversion is required.
This calculator covers card payments only. Stripe's separate fees for disputes, instant payouts, other payment methods and your own country's special rates are not included, and your own agreement with Stripe may differ from its public price list.
Keep more of every payment
Sendclap takes a flat 1%, with no monthly fee, by card or crypto. Compare it with other platforms in the creator fee calculator.