Sendclap vs Gumroad
Gumroad charges 10% + 50¢ per transaction on sales through your profile or direct links, 30% when a customer finds you through its Discover marketplace, and it is your merchant of record, so it handles sales tax for you. Sendclap charges a flat 1% plus Stripe's card fee and leaves taxes to you. On a $10 direct sale you keep $8.50 with Gumroad and about $9.31 with Sendclap by card, or $9.90 by crypto.
What you keep from a sale
| Sale | Gumroad direct (10% + 50¢) | Gumroad via Discover (30%) | Sendclap, card (1% + Stripe 2.9% + 30¢) | Sendclap, crypto (1%) |
|---|---|---|---|---|
| $5 | $4.00 | $3.50 | $4.51 | $4.95 |
| $10 | $8.50 | $7.00 | $9.31 | $9.90 |
| $50 | $44.50 | $35.00 | $47.75 | $49.50 |
Gumroad's pricing page doesn't itemise card processing, so its columns are the fees it lists. The Sendclap card column uses Stripe's US rate (2.9% + 30¢) and ignores any extra Stripe charges for international cards or currency conversion. Source: gumroad.com/pricing, read on 2026-11-14.
What is different besides the fee
- Taxes. Gumroad's page says it has been your merchant of record since January 1, 2025 and handles sales tax collection and remittance worldwide. Sendclap is not a merchant of record: you stay the seller and handle sales tax and VAT yourself. For anyone selling across countries, this is much of what Gumroad's fee pays for.
- Discover. The 30% applies only when new customers find you through Gumroad's marketplace; sales you bring yourself pay the lower fee. Sendclap has no marketplace and no higher rate: you bring the buyers and keep the same 1%.
- Who holds the money. With Sendclap, card payments go to your own Stripe account (Stripe Connect Standard) and crypto payments go to your wallet through a public smart contract. Sendclap never holds your funds.
- License keys and memberships. Gumroad lists digital products, e-books, courses and memberships. Sendclap covers products with license keys and an API, memberships and tips on one page.
- Crypto and agents. Sendclap accepts crypto (USDC on Base) at the same 1%, and exposes an API, an MCP server and x402 payments so AI agents can buy a product or tip.
Where Gumroad is the better choice
If you sell digital goods to buyers in many countries and don't want to deal with VAT or sales tax, Gumroad's merchant-of-record service is worth real money, and Sendclap doesn't offer it. Gumroad's Discover marketplace can also bring buyers you wouldn't reach yourself. Choose Sendclap when you handle your own taxes, bring your own audience, and want a much lower fee, payouts straight to your own accounts, or a crypto option.
A flat 1%, and nothing else from Sendclap
One page for memberships, tips and products with license keys, by card or crypto. No monthly fee.
See every platform's fees side by side and how the 1% works.